BAI: Kz 100,500 ▲ 5.8% | BFA: Kz 118,000 ▲ 138.4% | USD/AOA: 914.60 ▲ 0.2% | Oil (Brent): $74.50 ▲ 3.2% | Gold: $2,920 ▲ 12.1% | BT 91d Yield: 14.8% | Inflation: 15.7% YoY | BNA Rate: 17.5% | BAI: Kz 100,500 ▲ 5.8% | BFA: Kz 118,000 ▲ 138.4% | USD/AOA: 914.60 ▲ 0.2% | Oil (Brent): $74.50 ▲ 3.2% | Gold: $2,920 ▲ 12.1% | BT 91d Yield: 14.8% | Inflation: 15.7% YoY | BNA Rate: 17.5% |

Level 0 — Foundations: Your Money in Angola

8 Lessons · No prerequisites · Estimated time: 4-6 hours

This level builds the knowledge foundation every Angolan investor needs. No prior financial knowledge required — just curiosity and a willingness to take control of your financial future.

Lessons

  1. What Is Investing? — Your Money Can Work for You
  2. Types of Assets — What Can You Invest In?
  3. Understanding Risk — Why Every Investment Has a Price
  4. Inflation — The Silent Wealth Destroyer
  5. Compound Interest — The Eighth Wonder of the World
  6. Budgeting for Investment — Finding Money to Grow
  7. Setting Financial Goals — Your Investment Roadmap
  8. Reading Financial News — Separating Signal from Noise

What You Will Learn

  • What investing means and why it matters in Angola’s 15.7% inflation environment
  • The six asset classes available: deposits, treasury bills, treasury bonds, equities, real estate, foreign currency
  • How to think about risk — inflation risk, credit risk, currency risk, liquidity risk
  • Why compound interest is the most powerful force in wealth building
  • Practical budgeting techniques adapted for Angolan incomes and costs
  • How to set SMART financial goals with real Kwanza targets
  • How to evaluate financial news and identify reliable sources

After Completing Level 0

You will understand the fundamental concepts of investing and personal finance in Angola. You will be ready to open a securities account and make your first investment in Level 1.

Start: Lesson 1 — What Is Investing?


Part of Angola X Academy. Use the Investment Simulator to see your potential growth.

Budgeting for Investment — Finding Money to Grow

Practical budgeting strategies for Angolans to free up money for investing, even on a modest salary in Luanda.

Feb 23, 2026

Compound Interest — The Eighth Wonder of the World

Discover how compound interest works in Angola and why starting early transforms small savings into significant wealth.

Feb 23, 2026

Inflation — The Silent Wealth Destroyer

Understand how inflation works in Angola at 15.7%, how it erodes your savings, and strategies to protect your purchasing power.

Feb 23, 2026

Reading Financial News — Separating Signal from Noise

Learn to interpret Angola financial news, understand market data, and identify reliable sources for investment decisions.

Feb 23, 2026

Setting Financial Goals — Your Investment Roadmap

Learn to set SMART financial goals for Angola's market — emergency funds, property, retirement, and education targets.

Feb 23, 2026

Types of Assets — What Can You Invest In?

Explore the asset classes available in Angola — bank deposits, treasury bonds, BODIVA equities, real estate, and more.

Feb 23, 2026

Understanding Risk — Why Every Investment Has a Price

Learn how to think about investment risk in Angola — inflation risk, credit risk, liquidity risk, and currency risk explained simply.

Feb 23, 2026

What Is Investing? — Your Money Can Work for You

Learn what investing means in Angola's context — how putting money into BODIVA stocks, treasury bonds, and other assets builds wealth over time.

Feb 23, 2026
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